I hear you. The only reason that I have an XTX is because Newegg had some insane open-box deal in August of 2023. I was perfectly happy with my RX 6800 XT but when I saw an ASRock RX 7900 XTX Phantom Gaming OC for (the equivalent of) only $850USD, I couldn't say no. Even now, over a year later...good luck finding an XTX for under $900USD.
Remember that, at the time, a lot of TechTubers were predicting another GPU shortage because nVidia (and probably AMD to a lesser degree) were starting to dedicate their TSMC fab allocations towards AI and other data centre applications instead of consumer-grade video cards. I reasoned that, with 24GB of VRAM, I would be able to ride out the storm (so to speak) if another GPU shortage occurred. I got lucky the first time back in 2017 when I found an R9 Fury for $400CAD while the RX 580 was around $800.
The second time, I didn't get lucky at all except that I managed to get one of those gorgeous reference RX 6800 XTs for $1700CAD including tax. As bad as that was, the XTX was selling for about $2200CAD
before tax which was about $2500 with tax so I saved about $800 (compared to the insane pricing at the stores).
I'm a firm believer in using what you have until it's no longer capable of playing the games you want to play. Because of this, I'll probably keep using my R7-5800X3D and RX 7900 XTX until the second generation of AM6 comes along.