Thank you for clearing that up. That was one of the problems i could not understand. And funny enough my Xonar D1 does have Dolby Digital Live support. In all honesty I did not know what it was for nor did i try it.
I did move my pc away from the amp and the room it (pc) is in now, is to small for any sound systems like Logitech's X-530 for instance.
Thus my choice for a headset, since Xonar supports Dolby Headphone.
BUT once again in my lack of understanding, i mostly had to read up, search for answers or do tests. I could not understand the single 3.5mm jack connection to the soundcard option NOR the USB connection. To me there should be at least 3 connections to the soundcard to have center, sub, mains and surround.
But i think i kinda understand that now, because the soundcard does the virtualizing.
There still is the two driver vs the 8 driver headset setup that confuses me. I already paid for the Cyber Snipa headset and i am awaiting delivery. Like i mentioned i have to trail and error just about all i do (there is no genuine support locally for questions like these). So spending heaps of money in one go and finding that it was a mistake is to costly. The Snipa (8 drivers) is a USB connection, thus my soundcard will now just be a power consuming add-on with no function. The Sharkoon 5.1 headset (way more expensive and 8 drivers) comes with an optical connection, thus hopefully later, once i can purchase that, i will have use for the soundcard again and i will surely use the Dolby Digital Live option...
OR
Sennheiser's pc333HD, but even more expensive and 2 drivers...