OP -> I think here's you're answer.
IMHO @whateverworks definitely earned a best answer on this thread. The rest of us jumped board pretty late.
My only comment would be that I don't think 650W makes much sense, either go a 550W or jump to a 750W... here's why: You've bought a K series processor so I'm assuming you're going to overclock (otherwise drop to a 4790, or better still a Xeon 1231 and save yourself a bunch of cash). As many now have said over and over, 550W is just fine for that config. IF however, you want the option of a second 970 down the track, even a 650W unit is starting to cut it fine with an OC'd CPU. You'd probably be alright, but it's not ideal. For that setup, a 750W is the sweet spot.
So, if future upgrade potential is more important than minimising costs upfront, go 750W. Otherwise go with the 550W recommended above.