No, I would not expect the designer to anticipate someone trimming the PCB, but seems that if they could make ram a little less wide that there might be a market for it. I am sure it is possible, but probably takes a little more thought on their part. The only low profile DDR4 that I have seen is ECC server memory and it is trimmed at that location as well as being very short.
He referred to the PSU as light, how does that speak to quality?
Yes, x264 encoding pushes your CPU to near 100% for extended periods of time and with a mild overclock it does generate a bit of heat. I don't really want to listen to fans running full speed for hours at a time so a custom water loop keeps it check pretty well even with 120mm fans set below...