Question wondering why my ryzen 7 1700 isn't boosting to the correct frequency

Jul 26, 2020
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recently build a custom rig with a ryzen 7 1700. No matter what load it's under it doesn't boost past 3.18 ghz. When i tried to change the ratio in msi dragon center and msi bios my pc would crash once i put it past 3.5 ghz. (when it boosted passt 3.5 ghz the screen went black and gave me cpu debug.)
 
Ryzen 7 1700
MSI Gtx 1660 super ventus oc
mobo:Msi B450 Pro carbon Gaming Ac
PSU:Evga supernova 550 G3
Crucial Bx500 128 Gb
Crucial Mx500 1 TB
Cpu temps are about 35-40 idle and 50-60 under load
cooler is nzxt kraken x52 240 mm aio