YubiKey 4C Nano, The Smallest USB Type-C Multi-Protocol Security Key

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I want to see a demo of it with a checkout in store and a smartphone with android pay or samsung pay literally.
 
If the key can be left in the laptop then what is the point of 2FA? If the laptop is stolen then so is the second factor. If the user has saved their password and username in the web browser then the thief has everything needed!
 
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