Bump up your budget to $1500 and you will have much less to compromise on. Not only that, but it is the only way to get decent RT performance. The 4060 GPUs are too weak to consider. You need a 4070 Super or 4070 Ti and they start around $600 and only go up from there.
PCPartPicker Part List
CPU: Intel Core i5-13600K 3.5 GHz 14-Core Processor ($279.99 @ B&H)
CPU Cooler: Scythe Fuma 3 67.62 CFM CPU Cooler ($49.99 @ Amazon)
Motherboard: Gigabyte B760 GAMING X AX ATX LGA1700 Motherboard ($169.99 @ Amazon)
Memory: G.Skill Ripjaws S5 32 GB (2 x 16 GB) DDR5-6000 CL30 Memory ($109.99 @ Newegg)
Storage: Crucial P3 Plus 2 TB M.2-2280 PCIe 4.0 X4 NVME Solid State Drive ($123.99 @ B&H)
Video Card: Asus DUAL OC GeForce RTX 4070 SUPER 12 GB Video Card ($599.99 @ B&H)
Case: Phanteks XT PRO ATX Mid Tower Case ($49.99 @ Newegg)
Power Supply: be quiet! Pure Power 12 M 850 W 80+ Gold Certified Fully Modular ATX Power Supply ($109.90 @ Amazon)
Total: $1493.83
Prices include shipping, taxes, and discounts when available
Generated by PCPartPicker 2024-04-05 17:10 EDT-0400
For $1000
PCPartPicker Part List
CPU: Intel Core i5-12600KF 3.7 GHz 10-Core Processor ($154.65 @ Amazon)
CPU Cooler: Thermalright Assassin X 120 Refined SE 66.17 CFM CPU Cooler ($17.89 @ Amazon)
Motherboard: Gigabyte B760 GAMING X AX ATX LGA1700 Motherboard ($169.99 @ Amazon)
Memory: Mushkin Redline ST 32 GB (2 x 16 GB) DDR5-6000 CL30 Memory ($97.99 @ Newegg)
Storage: Crucial P3 Plus 1 TB M.2-2280 PCIe 4.0 X4 NVME Solid State Drive ($61.99 @ B&H)
Video Card: Zotac GAMING Twin Edge OC GeForce RTX 4060 8 GB Video Card ($289.99 @ Amazon)
Case: Phanteks XT PRO ATX Mid Tower Case ($49.99 @ Newegg)
Power Supply: be quiet! Pure Power 12 M 850 W 80+ Gold Certified Fully Modular ATX Power Supply ($109.90 @ Amazon)
Total: $952.39
Prices include shipping, taxes, and discounts when available
Generated by PCPartPicker 2024-04-05 17:08 EDT-0400
Note - The PSU is the same. It's more powerful than needed but a reliable unit you can use to upgrade to a RTX 50XX GPU next year.
Focusing on RT performance with a new card @ 1k USD (or even 2k) is really not the best use of funds. 4060s don't have the muscle to actually ray trace, and are readily outclassed by everything else in their price range - I'd hesitate to say that the 4070 is even worth it, when you're paying 600 bucks for 12 gigs of VRAM on a cut down databus... I'd almost rather have a used 3080 Ti. At least that scales well at higher resolutions. RDNA2 remains the best value at that price point, no questions asked.
Similarly, going intel for an upper-midrange build in 2024 feels like wasting money in a different (albeit more performant) manner. Zen 5 is right around the corner, which means we're already seeing price cuts on Zen 4 - AND you can overclock on 120-odd USD motherboards... Not that you really would need it with a 7800x3d
IF we're married to the idea of ray tracing at this price point, here's what I would do:
PCPartPicker Part List:
https://pcpartpicker.com/list/VtPKVW
CPU: AMD Ryzen 7 7800X3D 4.2 GHz 8-Core Processor ($389.99 @ Newegg)
CPU Cooler: Thermalright Peerless Assassin 120 SE 66.17 CFM CPU Cooler ($33.90 @ Amazon)
Motherboard: ASRock B650M-H/M.2+ Micro ATX AM5 Motherboard ($99.99 @ Amazon)
Memory: TEAMGROUP T-Create Expert 32 GB (2 x 16 GB) DDR5-6000 CL30 Memory ($102.99 @ Amazon)
Storage: Crucial P3 Plus 2 TB M.2-2280 PCIe 4.0 X4 NVME Solid State Drive ($130.99 @ B&H)
Video Card: Asus DUAL OC GeForce RTX 4070 SUPER 12 GB Video Card ($599.99 @ Newegg)
Case: Montech AIR 903 BASE ATX Mid Tower Case ($65.00 @ B&H)
Total: $1422.85
Prices include shipping, taxes, and discounts when available
Generated by PCPartPicker 2024-04-08 12:14 EDT-0400