Most AIO systems are designed to have the pump run full speed all the time, and not make a lot of pump noise. But that is for process control reasons. As you can imagine, the rate of heat removal from the CPU depends both on the rate of flow of liquid around the loop (governed by pump speed), and the rate of heat removal at the radiator as governed by fan speeds. Each of those two device speeds impacts the overall performance is different ways and with VERY different rates of change of their effect - these are called response times of the devices. An automatic system to control the TEMPERATURE inside the CPU chip (that's what your mobo does) needs to be set up for these factors. It is possible to create a system that changes both the pump speed and the rad fan speed to control the cooling, but it is very complicated to adjust the "tuning parameters" of each type of decvice. If you don't achieve that, the system will end up "chasing itself around". The fast-acting device will cause temperature to rise and then correct itself by trying to cool down. Meanwhile, the slow-acting device will sense the high temp and start it own cooling action, and this will cause the fast device to try for higher temps again, etc. etc. So the really easy solution is to manipulate only ONE device (the rad fans) to control the tempertures, and keep the other device (the pump) at a fixed setting. Under that strategy, the logical fixed pump speed is full speed so you will always have the maximum heat removal capacity available to you.
OP, what you are doing is quite all right because you are not making the pump speed shift around all the time. It does have two small effects you should bear in mind. One is that your fans will be running just a little faster that "normal" since they are dealing with a slower rate of heat movement. Probably of no real consequence. The other is that at very high workloads your cooling system cannot remove heat at it max capcity, so your CPU will run a little hotter at those workloads. You might consider manually re-setting your pump speed faster when you work hard for a sustained period, and then reducing again later.