Nvidia and AMD are asking extremely high prices for GPU, the bare minimum to ask is that they can keep up with consoles that have 16GB VRAM.
A PC GPU released in 2023 should have at least 16GB VRAM, no ifs or buts.
It's especially the texture pop-in that looks horrendous on 8GB and 12GB cards.
Games are made for current gen consoles that have 16GB VRAM. Developers have no interest in redoing all the textures for PC GPU that lack VRAM, so you get these horrendous texture pop-ins and massive frame drops on PC when GPU lack VRAM.