First the OP has said nothing about other applications. There are some applications at which nVidia, with CUDA and its PhysX, clearly excel at over ATI. It would not be unusual for someone who has invested so much already in his CPU and an extreme board that OCs well to have some of those uses. He has paid considerably more for the faster CPU and mobo than is required for top game play.
The path you speak about is not as linear as you make beleive. Just look at the charts on the THG balanced system article and this is obvious - as are the difference between ATI and nVidia cards.
In addition, the OP still has not disclosed his purchasing strategy or philosohy. He said he could afford "a card up to $400". Does he want to spend the full $400 and get the best card he can for that amount or is there some target level of play - for some target set of games - that he would like to achieve? Is he willing to spend what might be 50% more for a 5% increase in performance - or what might not even show up as any increase in performance. Related to that we still have no idea what size of monitor he plans to use - which has an obvious impact on requirements.
Do I want to keep a flame war going? That is not my intent at all. But jyjjy is pretending he provided good advice when he did not have - and still does not have - the information required to make that decision. But rather than admit this or seek out the info, he chooses one little point to attack - the Crossfire issue - to evade all the other issues and try to pretend he did right.
I do not want to keep a flame war going, but I am tired of seeing people misleed posters by offering advice when they obviouly have not sought out the information required to really help. They are not really trying to help the OP - just exercise their own egos.