Uh... no it couldn't "easily take a week" to replace the drive. If you can't get something locally, you can newegg it overnight or 2 day.
Some of use use the enterprise warranty on our drives. Which is why it's annoying that Seagate's web site now states "advanced replacement with a credit card is no longer available, so you'll have to send in your drive first." The shipping they give is ground, or pay $25 for second-day air. So, if I ship it ground from CA to the east coast, and they ship it ground from the east cost to here, that's being rid of the drive for two weeks. If all I did was buy a new drive when one starts to fail, I wouldn't worry about the warranty.
As you may know, modern drives actually are designed to "wear out" because there are some lubricated surfaces that have a certain wear time, which basically gives you the MTBF rating. Of course, the real lifetime may be nothing like the MTBF. Whether a given mechanism is any good or not is only understood years after that generation comes out, and if you buy two modern-generation drives from the same manufacturer at the same time, you run the risk of there being an unknown flaw. It's my data, I'd rather not take that chance.
Anyway, if you "never" lose more than one drive at a time, within a warranty replacement period, then RAID 6 isn't necessary. However, people who have run RAID 5, and then lost a second drive while the first drive is offline (a window of between a few days and a few weeks), now run RAID 6.