Question Debit card compromised, paranoid about malware

[royrichard1290]

My debit card was recently compromised and now I'm paranoid that it's because I have malware. There is one sketchy website I visited recently, gonna link it below:
<<Link removed by moderator>>

Obviously this site could be dangerous, I'm linking it here to get advice about it. I was trying to torrent a movie from this website. The torrent had an mp4 file, an html, and a readme text file. I didn't bother downloading the html file, and the readme said to download a codec or something, which I assume is what the html file was for. I figured that might have been a virus, but I opened the mp4 file anyways, assuming mp4s were safe. Nothing happened when I double clicked it. I did also scan the mp4 and text file with Malwarebytes which didn't detect anything. Then three days later my bank blocked a fraudulent charge to my debit card.

I'm not exactly saying it was that site, maybe it was something else, but I have my debit card details saved to Chrome, and that's when I started getting paranoid about malware. I ran a full scan with Malwarebytes free version and Windows Defender. Malwarebytes didn't detect anything, and Windows Defender detected one file in my Firefox cache folder or something. I'll post a pic of that detection:

https://imgur.com/Fb0ujwz

View: https://imgur.com/Fb0ujwz


Thing is I rarely use Firefox, I mostly use Chrome, and Chrome is what I used to browse that shady site. And my payment details are not saved in Firefox either. But to be honest, I clicked a few porn sites on Firefox lol, not sure if that has anything to do with it. Is that an actual malware or just a false detection?

And regarding skimming, I almost never use my debit card. I normally use Apple Pay which is linked to my debit card. So I somehow doubt it was skimmed. I do use that card online a lot though.

Is it possible that I have malware that my antiviruses are not picking up on? Also, can I get any advice on making sure my PC is clear of infection?

 

[COLGeek]

Don't pirate anything! Tom's Hardware does not support any form of software piracy. None. Period.

Try scanning with Hitman Pro.

Don't use a debit card for online purchases.

 

[royrichard1290]

Don't pirate anything! Tom's Hardware does not support any form of software piracy. None. Period.

Oh, sorry about that.

Try scanning with Hitman Pro.

I did this scan, it didn't detect anything besides tracking cookies in my browser.

 

[rgd1101]

1)cancel the debit card. and use a credit card

 

[ohio_buckeye]

No piracy period. Call the number on the back of your card and report it stolen.

If you really really want to be safe, though not all places accept it, but many do, use a service such as Klarna or affirm to create a one time use virtual card and have your debit linked to that account, then just pay off their loan.

Or if you have a capital one credit card, they and many others allow you to lock your card so you may do that. Capital One also has a feature to get a virtual card so that your real card number isn't exposed.

However as far as your card being exposed and skimmers, we once had a situation where someone we think at an Arby's skimmed our card because not long after we started getting weird charges from California, which we've never been there.

There was also recent talk on facebook that folks who'd shopped at our local walmart and even doing pickup orders online etc, would do their transaction, and a bit later a charge for the amount of the transaction that was done earlier would come out again. I think it may have happened to my wife because she used a virtual Klarna card to do a grocery order from walmart, which went through, then she later got another alert that there was not enough credit on that card to process a transaction, even though the initial transaction had gone through.

 

[royrichard1290]

I'll look into that stuff if I need it. At the moment I just cancelled my debit card and am using my credit card only.

One thing I'm wondering though is how likely is it that I have a virus if all three antivirus scans I did detected nothing? Like I said I did full scans with Malwarebytes and Windows Defender and did the Hitman Pro scan. Are the chances I have a virus pretty small then? Or do they sometimes just not detect stuff?

 

[ohio_buckeye]

Sometimes things can hide as well. Might delete any system restore points I seem to remember a while back song this can hide in those. I believe Windows defender has a boot scan option as well that intercepts the booting of the pc and runs the scan before everything can load fully. Might be worth doing that.

One time we had our debit card compromised and turned out someone at a local drive through had used a skimmer.

Another thing I read recently, make sure you have 2 factors set up on your cell phone account login. Apparently what people are doing is getting the password to your cell phone account and porting the number to another phone or another carrier even, then they have your phone number and can get online at your bank and pretend they forgot the username and password. Of course they’ll be able to get the codes since it’s your number. Once they get that then they can drain your accounts. So something else to look out for.