If you have been using it for 3 years, and it is only having a problem now, I would expect something has worn out. Its possible the PSU (as you made no mention of the model) has been worn out or finally kicked it because its low quality. It is also possible the poor PSU wattage (or its death) has hurt the GPU. The question is if the GPU, PSU, or Both are hurt. Start with a new PSU. I would not be surprised if the GPU has been hurt, but a PSU would be needed either way, so start there. If the problem still persists with a new PSU, the GPU is also in need of replacement.