Novuake :
A 1000watt power supply ALWAYS draws more than a 400W.
Depending on how efficient the power supply is the less power it draws.
For example a 80plus Gold certified power supply has a very good 90% efficiency so it draws 10% more than 1000Watts of the grid. 1100Watts in other words. It needs to draw 1100Watts to deliver 1000Watts.
The same goes for a 400Watt PSU. It needs for example 450Watts to deliver 400 Watt.
So a 1000Watt PSU draws roughly double the power of the grid constantly than a 500 Watt even though it is not used and usually disapates as heat or vibration.
because PSU's are more efficient in a sweet spot, then you are not wrong. A larger PSU will be effectively slightly underloaded and so in an attempt to provide 300W might need to pull 340, a 400 PSU might only need to pull 320 provide 300.
So a vastly oversized PSU will therefore be slightly more innefficient, but the difference is small, certainly much less than the cost of 2 PSU over a couple of builds.
Your last sentence is utter rubbish, in the context of a PC needing a certain amount of power i.e. 350W then the 1000W psu does not draw double the 400W PSU.