In that case i'm assuming that companies tend to overstate psu requirements? saying 450 instead of 400.. just in case someone with a 10 dollars worth 400 psu fries their card...
Yes. Graphic card companies do overstate power supply
recommendations. They do so, so they do not get bit in the rear when someone says, "But your site said I only needed..."
What I do is look at what power connectors the graphics card has.
The PCI-Ex16 expansion slot provides up to 75 watts of power.
The 6-pin PCIE power cable provides up to 75 watts of power.
The 6+2-pin PCIE power cable provides up to 150 watts of power.
If a graphics card has no PCIE power ports, then even at full load, it will never require more than 75 watts of power. (While I wouldn't need nearly this much, I don't go with less than 400 watts)
If a graphics card has a single 6-pin PCIE power port, then at full load, it will never require more than 150 watts of power. (I'd get a quality 450 watt PSU)
If a graphics card has two 6-pin PCIE power ports, then at full load, it will never require more than 225 watts of power. (I'd get a quality 500 watt PSU)
One 6-pin and one 8-pin? 300 watts of power. (I'd get a quality 550 watt PSU)
Two 8-pins? 375 watts of power. (I'd get a quality 600 watt PSU)
If you're building a system and you don't know what graphics card you're going to get or it's power requirements, there's no reason (save budget) not to get a quality 600 watt power supply. Brands that I trust include:
Antec
FSP Group
PC Power and Cooling
Seasonic (currently running Focus Gold 550)
Super Flower
-Wolf sends