Before panic sets in, recognize that MOST common case fans draw at most 0.10 to 0.25 A current, so THREE of those on one header IS OK. But to be sure, do as Aeacus says. FIND the max current spec of each fans (maybe from published specs, maybe from the fan label). IF the spec is in WATTS, Watts = Volts x Amps, and Volts is 12 VDC for this calculation.
Use a Splitter with 3 output arms to connect all three front intake fans to ONE CHA_FAN header and ensure it is set to use for its guidance the temperature sensor on the Motherboard. Before doing so, do the check on the current use max spec for those front fans.
Connect the fan on the M2 cooler unit to another CHA_FAN header, and configure it the same way. The slightly awkward item here is that ideally, you would use a temperature sensor ON the actual M2 unit(s) to guide this fan header. BUT there is no such sensor. So you can experiment. You could use for guidance here either the sensor on the Motherboard, OR the one inside the CPU chip. The mobo sensor is physically located near the M2 units. But the USE pattern of the M2 units is likely closely related to the general workload of the CPU chip. So that CPU temperature MAY be a closely related to the actual temperature inside the M2 units, and a good fan speed guide. To some extent you will be just guessing here. Unfortunately you have NO sensor to tell you the temps in the M2's, and you do not know whart that sshould be, anyway.