Ok I absolutely used everyone's feedback but it turns out I had some requirements I discovered in the process of picking out components.
First, I want 64 GB of RAM for WoW and for a poker program.
Second, I want a big ol' SSD drive because WoW takes so much space and this 256 GB is barely enough to hold Windows and WoW.
Third, I need a regular hard drive because I record each pull, and I like to store a ton of video so that's a big one.
I'm having a hard time pulling the trigger on a graphics card north of $500. Not that the $400 one is "cheap". But the ti version does get in to ray tracing...
I am interested in the 12600kf chip but the cost is getting north of $1500 which I was trying to avoid, this is $100 cheaper. I also kinda wanted to do DDR5 but that also seems to be swelling the cost.
So here's what I came up with, there's probably some silliness in the cooler and the power supply but let me know to what degree.
Also I currently have the 3060 card that is at a 1700 clock speed, the 1882 one is $30 more, dunno how much a difference that makes.
I didn't build it on part picker but on newegg, but I think I selected most the right components:
https://pcpartpicker.com/list/tbVL78
From Newegg, which is what I actually picked:
$170 Intel Core i5-12400F - Core i5 12th Gen Alder Lake 6-Core 2.5 GHz LGA 1700 65W Desktop Processor - BX8071512400F
$180 ASRock Z690 Pro RS LGA 1700 Intel Z690 SATA 6Gb/s DDR4 ATX Intel Motherboard
$400 EVGA GeForce RTX 3060 XC BLACK GAMING, 12G-P5-3655-KR, 12GB GDDR6, Dual-Fan
$100 EVGA 750 BQ 110-BQ-0750-V1 80+ BRONZE 750W Semi Modular Includes FREE Power On Self Tester Power Supply
$150 WD Black 4TB Performance Desktop Hard Disk Drive - 7200 RPM SATA 6Gb/s 256MB Cache 3.5 Inch - WD4005FZBX
$100 Noctua NH-D15, Premium CPU Cooler with 2x NF-A15 PWM 140mm Fans (Brown)
$110 SAMSUNG 980 M.2 2280 1TB PCI-Express 3.0 x4, NVMe 1.4 V-NAND MLC Internal Solid State Drive (SSD) MZ-V8V1T0B/AM
$120 LIAN LI LANCOOL II MESH C PERFORMANCE BLACK Tempered Glass ATX Case -Black Color ,Type C Included-LIAN LI LANCOOL II MESH C PERFORMANCE -X
$228 G.SKILL Ripjaws V Series 64GB (2 x 32GB) 288-Pin PC RAM DDR4 3600 (PC4 28800) Intel XMP 2.0 Desktop Memory Model F4-3600C18D-64GVK
There's a difference in the price on newegg and partspicker for the SSD drive, the one I'm actually buying is only $107.
Questions remaining:
is the RAM, Motherboard, CPU, and heat sink all compatible?
How much overkill are the case, heatsink, and PSU?
What are my USB 3.0 (is that USB-C?) needs?
What stats am I looking for on a hard drive? (I just did the really highly rated ones.)
If I could find similar RAM that doesn't ship from China that'd be great.