Yes, the x1950XTX can run any current game on max ingame settings in 1280x1024, so could my previous card, a 7900GT.
(by the way, the onlt reason I bought a 7900GT over an x1900XT at the time was because ATi cards perform badly in City of Heros, an OpenGL game that I was playing alot at the time, although I have left it now).
However, My 8800GTX was still a nice upgrade from my 7900GT, as it ment I could use driver level x16Q AA and x16AF in almost every game, which looks amazing.
My point is that there IS a use for more power.
Anyway, monitors.
I'm a big fan of CRTs, but they dont make'm like they used to. A good 21" CRT used to rock for 2048x1536 gaming @85Hz or more.
Now however, most CRTs are limited to 1600x1200@85Hz, or 2048x1536@60Hz (unusable imho).
Add to that the fact that CRTs age significantly after 2-3 years, loosing brightness and focus.
Add to that the fact that CRTs just dont come as big.
Add to that the fact that CRTs dont come with HDCP, essential for high-def viewing under vista, at least untill things are cracked (AnyDVD HD can already playback HD-DVD without HDCP compliant hardware... just waiting on Blu-Ray)
However,
Low end TFTs suck, and going for the headline "2ms response" is normally a bad thing.
2ms response panels usually have way too much overdrive, and often use 6bit panels, which are both horrible for quality.
Low end TFTs are often TN+Film panels, which again, suck. S-PVA is filtering down though, and these are not bad.
1280x1024 is a horrible resolution made up by someone with a marketing degree to "get both numbers over 1000". Its 5:4 not 4:3 ffs.
Go for a 20.1" 4:3 1600x1200 TFT like the
HP LP2065, which uses an amazing S-IPS panel. Like most CRT lovers, I'd only ever seen crap TFTs before I bought this, and I love this thing! It is however missing HDCP, but AnyDVD HD can solve this. But then, seeing as you refuse to consider DX10, I don't see that HDCP/Vista should be an issue to you...
The
Acer AL2623W is 26" (yes, usually you only get 24" or 30"), 1920x1200, 5ms response time and supports HDCP, its extremely competitively priced, cheaper than most 24" models, but still might be over your price range.
The beauty of 1920x1200 is that you can just run in 1600x1200 with black bars at the side in the few games that dont allow widescreen, whereas 1680x1050 means you have to have bars all around or horrible scaling.