I rip all my legally bought cd's to my computer, somewhere north of 150 cd's. If you price that at a very conservative $15/CD then you have about $2,250 in cd's alone. I used to keep my cd's in my car back before mp3 players and mp3 discs on indash cd players were an affordable option for the average consumer. My car was broken into and the only thing stolen was my CD case. My Auto Insurance with one of the big 3 Ins. Co's specifically does NOT cover cd's, its written as an exclusion into the policy...so hell yes I downloaded every single one of my cd's again and hell yes I rip every single cd I buy from some overpriced vendor. The RIAA can kiss my ass