No credit in search of gaming PC.

[SlashLizard]

I'm a guy looking to replace my gaming rig I make 7.60 an hour working 25 to 30 hours a week, my old rig died and at this point it seems id need a financing option if i chose to continue my youtube channel and get my recording/streaming going again. Does anyone here know of a place that can do this for someone with zero credit? I'm 18 havent had a credit card in my life.

 

[USAFRet]

Buying a PC 'on credit' is a losing proposition. It will be outdated long before it is paid off.

 

[SlashLizard]

Buying a PC 'on credit' is a losing proposition. It will be outdated long before it is paid off.

just seems better than buying piece by piece, either way ends in the same issue of parts being outdated within a year or less.

 

[smorizio]

there two ways now to get a credit card. the first is simple walk into walmart or a store that has a pre paid visa or master cards. look online for there fees and if there able to be used anywhere. all you do then is deposit cash into them. the second way is walk into your local credit unit office. most of them can start you with a 500.00 card if you open an account and have your check direct deposited to your checking or savings account. the slower way is start with a walmart or target red card. use it for pants or shirts or shoes and then pay the balance off the same day.do that for a few months and you should start getting credit card offers in the mail. use free credit reports first make sure there nothing that pops up that should not be there. (anyone at any age can have wrong info in a report). one warning most cards now running with 20-25 percent monthly fees. biggest error is buying the pc parts and then making min payments for 12 months or more. the fees will wipe out any savings. if you worked last year use a free tax software see if your getting a refund. use the refund for some of the parts.