Linustech put out a video of two AIOs vs a Noctua cpu fan and the Noctua cpu fan came out the winner. So if you think you didn't need to drop a dime on that AIO, maybe so!
Here's one of the videos. There is I think another Linustech video on this subject but I'm not finding it at the moment.
My GPU today, according to CPUID, has run from 29 to 63C and currently is at 58 with just net cruising and streaming music.
The CPU has run 28 to 51 currently at 37 (Ryzen 5 2600X).
Running a tough benchmark like Unigine's Superposition (extreme) pushes my cpu up to about 60 and the gpu card to 70 to 74.
If your room is running hotter than normal so will your cooling system. The same is true of your car by the way, very cold ambient temps will keep the car engine temp down and very hot ambient temps will push the engine's operating temp up. Usually it has to be pretty extreme to notice. So if your room is 10 degrees hotter than normal then it would be smart to expect it to show in your CPU temps.
A CPU at 45 to 60 is within specs but frankly if your wraith ran cooler maybe you should put it back in and count yourself a wiser man. There's no arguing with superior results. If you want something quieter consider a Noctua, though the wraith cooler that came with my 2600X was very quiet. I have read that the 2600X has a better fan than the plain and simple 2600. If I didn't have a long history of using Noctua I probably would have left it in.
Greg N