OK, let's get real here:
1. Changing PSU's, all by itself, should not change power draw at wall.....if anything, the new PSU would be more efficient and supply only what the puter needs.
2. 550 watt PSU at "average" (not hard core gamer) usage will draw about 300 watts, tops ..... at 80% efficiency, that's 375 at wall.
3. 4 hours per weekday, 8 on weekends means an average of 5.14 hrs per day
4. 375 watts x 5.14 hrs x 30.4 days in month x $0.10 per kwh / 1000 watts per kw = $5.86
5. At full 550 watt output at 8 hours a day at $0.20 per KW = $33.44
It ain't the puter.