I have the RX 5700 (note: not the XT version) and do not regret it. I'm not sure where people got 60 fps for most games at 1440p. The XT, in particular, averages 50ish fps at 4K Ultra. My main reason for going with the RX 5700 is not dealing with high temps and therefore loud fans. Highly recommend looking at brands like Sapphire to reduce fan noise even at a premium because it is 100% worth the extra cost.
Alternative options include waiting for this year's GPUs to come out and buying one of them, supposedly cheaper and better than current offerings. You could also buy a 2080 Super if you really want that top end quality for much less than a Ti.
Finally, ask yourself the most important question. Do you need an upgrade or do you only kind of want it? If you're not thinking the RX 5700 XT is going to give you what you REALLY want, then maybe stick with what you have and just wait it out until either you NEED to upgrade or what you really want comes out or you have the money for something better. I personally love the GPU, but I may also upgrade in 2020 depending on my budget.