In my opinion, your current config looks good. If you want to do some upgrades to help hold you over, you might consider this: there are some retailers (i.e. Best Buy, Office Max) that offer extended warranties. Now, I normally ignore "add-ons" that retails push like this, but some retailers have made them more attractive. For another 20 bucks or so, you can return your hardware (RAM, video card, etc.) to the store at any time within 2 years of the purchase date for any reason whatsoever, and get the original purchase price as credit to something else. My brother bought a video card from Office Max, bought the extended plan, and a year later got $200 credit towrards his next video card. If this is something you'd consider, then you'd have some credit towards your Vista build and you can help with some current upgrades as well. Normally these retailers' seletion sucks, but it's a thought... Good luck!