With various backups and such I'm pretty comfortable losing the stuff I use regularly most of my important files are stored on hard drives in the attic or just left unplugged, although really a VM wouldn't give me accurate figures on how well win 11 would work with Adobe premiere Pro and other such editing programs which in my experience in VMs would probably struggle to run. What you should really be asking is how comfortable are you spending £75 on a new motherboard cus my ones just bricked, I mean seriously all I did was turn on secure boot lol and clear the CMOS, maybe I didn't give the CMOS enough time to reload after resting but either way it's just fully bricked it...