Very true and here's an actual case example. My friend recently built a new PC based on the Shuttle AK31A (one of the very few KT266A boards with 4 DIMM slots). After populating all 4 slots with Crucial 256MB Registered DIMMs (Shuttle stipulates Registered DIMMs if using more than 6 memory banks), he experienced booting and instability problems galore!
I should add that he is running everything at default settings (no overclocking), so 'pushing the envelope' was not the cause of the system's instability.
Removing the 4th DIMM brought about complete stability, but now he doesn't have the Gig of memory that he needs (for his photo-editing work). Since swapping DIMMs didn't reveal a bad memory module, he returned the 4 256MB DIMMs, replacing them with 2 512MB (Unbuffered) DIMMs, and is up and running without problems. Judging from his experience, and similar problems that I've read about, populating 8 memory banks on a KT266A board is a very difficult undertaking, and it's obvious that most mobo mfrs realize that!
<b>God bless the <font color=red>U</font color=red><font color=white>S</font color=white><font color=blue>A</font color=blue></b>