It's February of 2102 now.
I'm not so certain that MS can bless all USB floppy devices that work with Windows XP install (besides the three mentioned). That's simply not the case with many other devices. I've read anecdotes to indicate otherwise. (I've never owned a USB floppy drive--I shall soon, though. I'm very concerned, however, that most usb floppy drives may have brutally used laptop innards--or, at least, those innards are very old. I'm concerned about that not working.)
Thus, I'm interested, also, in using USB flash devices in place of a floppy--it may prove useful to have a longer-term solution for XP. I suppose, though, that much hinges upon a motherboard and its BIOS.
Thanks, Mathew7! I now know first to try booting DOS from a USB stick with this low-end AM3 motherboard which I want to use with XP (it lacks FDD pins); that board uses open source now.
Using a USB stick, I wonder about invoking F6 to install SATA drivers, though: I suppose, then, that a "test run" on that sys with the XP disk is in order. It's either permitted, or it's not....
As for BIOS update--or, even FDISK, I need to find out how to get a USB stick to boot, anyway. I've never owned one--that's easily rectified at Wally World, though. (Actually, I do have a microSD string device which inserts into usb.) Sure, I'd use FAT 16. (I do know that open source is booted from those--certainly, booting is possible.)
As for using a floppy to upgrade the BIOS, after booting, one should copy the new BIOS to the ramdisk--then, if the floppy fails, the ramdisk still will include the BIOS: Updating without disaster may yet still prove possible. (Someone taught me this after my floppy did fail--my MB was toast. Later on, I did use this method without incident.)