Oh. Never seen a 4790k on an H81 mobo, I forgot they were PCIE 2.0. It overclocks on that board?
PCIE 2.0 should be fine for a good long while, this is an older test but these guys found no difference at all using a 980 ti. While the titan pascal is a fair bit more powerful than the 980 ti, im guessing it would show the same results pcie 2.0 still has plenty of bandwidth.
http://www.hardwaresecrets.com/pci-express-3-0-vs-2-0-gaming-performance-gain/
Your 4790k should also be good for a long time as well. It might still be worth getting a Z97 board to pair with that cpu, I cant imagine that H81 board is going to last running an i7 at 4.6ghz.