You could go with a 25-40% automotive coolant to water mixture if you wanted. Otherwise, you can find antimicrobial/anti-fungus growth drops for fish tanks and other things at most retailers that carry pet supplies.
I do commend you for your DIY approach, though. You're on your way to really getting into custom watercooling, which...you've already taken the first steps on what you need to consider for each component need.