First of all, what is your objective in overclocking?
It used to be that you got free performance with a good chip.
No more.
Processors are binned and the better chips are used in higher priced models.
If your objective is gaming, then stock settings will allow the turbo mechanism to boost above what you could oc all cores to.
If your objective is batch performance with all cores fully loaded, then oc is worth trying.
If you objective is just curiosity and the challenge, then go for it.
Temperature comes from high cpu voltage and running all cores.
I would imagine that a 360 aio would be as good as it gets if properly mounted. MSI seems to have issues there.
Still, 90c. under load is not all bad. 100c. is the throttle point.
It...