I do not think so, sure the majority of the games would max out, but some titles especially with RTX on should run in the 100+ fps range, wich is perfectly noticeable over 60 fps, of course theres things like flight simulator, cb 2077 with rtx, monster hunter world that even without rtx is super intense, -AND-, if you play competitive you may want to dish out every single fps possible so... yeah, its not like its an absolute overkill.
i like to think of it like 32gb in 2017, people thought of it unnecessary but here we are, building new systems with 32gb awaiting it to become the safe amount while 16 the min... personally im getting the 3080 and I dont expect to upgrade for the next 5 years.