Depends on you, really. Like, what you're comfortable with and can tolerate with regards to operating thermals and acoustics, regardless of the cpu running within Intel spec.
https://www.techpowerup.com/review/deepcool-ak620-digital/7.html
The AK620 Digital from DeepCool, the newest addition to their line of dual-tower air coolers, not only delivers impressive performance but also encapsulates the company's commitment to effective cooling solutions by seamlessly blending form and function through its clean, stylish design...
www.techpowerup.com
(don't mind it being about the AK620, the U12A is listed in the charts too.)
There's also the matter of if you're currently overclocking the cpu or not - if you are using a Z-series board, it most likely is OCed. Update bios, if you haven't done it lately, as board vendors have released updates that set the board to run at Intel defaults. It looks like you've not seen the recent news about 13th and 14th gen problems - the bios update is a stop gap.