I am glad you reported on running those tests.
As many times as I have suggested them, very few have reported back.
When you reduced settings, you lowered the requirements for the graphics card. Getting better fps is a good indication that a stronger graphics card would do you some good.
At least for that game.
Of perhaps more interest are the cpu tests.
Since your fps remained the same at 70% capability, it says that your cpu is plenty adequate in single thread performance.
Also interesting is that if you can run the same with 6 treads, you game is not able to take effective advantage of more.
You will see activity on all 8 threads, but that is just windows spreading the activity out over available threads.
My conclusion would be that you could, indeed make good use of a graphics card upgrade.
GTX960 is perhaps the equivalent of a GTX1050.
A suitably strong upgrade might be a GTX1660ti
https://www.amazon.co.uk/ASUS-GeFor...d=1&keywords=gtx+1660ti&qid=1587226393&sr=8-3
Tom's GPU hierarchy charts will give you a general ranking of graphics cards:
https://www.tomshardware.com/reviews/gpu-hierarchy,4388.html
As to the psu, in theory, a quality 450w psu should do the job.
I only know what I read, and cit comes across as a low quality generic unit.
One problem may be that it is not delivering advertised power causing failures under load.
See if you can borrow a known good psu to test with.
550w-650w shoould be enough.
Alternatively, buy a new psu from a place with a good return policy.
Expect to pay a 15% return charge.
Here is one list of psu quality:
Credit to @Starelementpokeand @Energycore for helping out with this long-awaited refresh of the old PSU tier list by Aniallation (who previously went several months without logging in), leaving the old list in need of help. This is simply an update of the list that was flawed in creation by the P...
linustechtips.com
I like the seasonic focus units with 7/10 year warranties.