They are more than likely going to tell you the board is fine. I'm pretty sure you blew out the power supply. aBg_rOnGaK is correct here, borrow a friend's PSU, or purchase a new one and hang onto the packaging incase you wanna return it later.
Well guys, this guy was right The technician tested the board, it booted fine and post screen came up. He agreed to update the bios for me (eventhough the bios on the card successfully allowed me to install winxp etc and run for a week, so guess thats not gonna fix anything).
Also got a multimeter to check the PSU, all connections show right voltage. Can't really see "to little power" being the problem, cause I used the computer for over a week until i halted.
So now I'm down to the RAM or the CPU itself, gonna take these to the technician tomorrow, and check if any of them prevents the computer from POSTING.
Don't see the VGA card as the problem either, from the sound of the HDD it didn't load anything (like the OS), and really can't blame my VGA card for that
any other good tips? appriciating the feedback