I just looked over the specs. Here's what you would end up paying building a functionally identical system yourself
PCPartPicker Part List
Type|Item|Price
:----|:----|:----
CPU |
AMD - Ryzen 5 1400 3.2 GHz Quad-Core Processor | $139.99 @ Walmart
Motherboard |
Gigabyte - GA-A320M-S2H Micro ATX AM4 Motherboard | $59.99 @ Amazon
Memory |
Crucial - Ballistix Sport LT 16 GB (2 x 8 GB) DDR4-2400 Memory | $54.99 @ Adorama
Storage |
Hitachi - 1 TB 3.5" 7200RPM Internal Hard Drive | $38.99 @ Amazon
Video Card |
MSI - GeForce GTX 1050 Ti 4 GB Low Profile Video Card | $149.99 @ Newegg
Case |
Cooler Master - MasterBox Q300L MicroATX Mini Tower Case | $42.00 @ B&H
Power Supply |
Thermaltake - Smart 500 W 80+ Certified ATX Power Supply | $43.99 @ Amazon
|
Prices include shipping, taxes, rebates, and discounts |
| Total (before mail-in rebates) | $539.94
| Mail-in rebates | -$10.00
|
Total |
$529.94
| Generated by
PCPartPicker 2019-07-10 00:04 EDT-0400 |
$278 Cheaper. If it were my money, I wouldn't do this, since even at this price I still think it's a bad value. Here's an alternative I threw together in PcPartPicker for you OP
PCPartPicker Part List
Type|Item|Price
:----|:----|:----
CPU |
AMD - Ryzen 5 2600 3.4 GHz 6-Core Processor | $139.89 @ OutletPC
Motherboard |
Gigabyte - B450 AORUS M Micro ATX AM4 Motherboard | $68.99 @ Newegg
Memory |
G.Skill - Aegis 16 GB (2 x 8 GB) DDR4-3000 Memory | $59.99 @ Newegg
Storage |
Team - L5 LITE 3D 1 TB 2.5" Solid State Drive | $76.99 @ Newegg
Video Card |
MSI - Radeon RX 580 8 GB ARMOR OC Video Card | $159.99 @ Newegg
Case |
Thermaltake - Versa H18 MicroATX Mini Tower Case | $34.99 @ Newegg
Power Supply |
Corsair - VS 550 W 80+ Certified ATX Power Supply | $28.98 @ Newegg
|
Prices include shipping, taxes, rebates, and discounts |
| Total (before mail-in rebates) | $629.82
| Mail-in rebates | -$60.00
|
Total |
$569.82
| Generated by
PCPartPicker 2019-07-10 00:13 EDT-0400 |
This is slightly more expensive than the previous build, but I believe offers a far better value for your money. And if that's too much, you could substitute the RX580 8GB for an RX570 4GB, pay less money and still come out on top performance wise. On top of that, you could spend the money you saved on a decent gaming monitor, like this
https://www.amazon.com/dp/B078P2XN9M/?tag=pcpapi-20, and even still be paying less than you would for the prebuilt you linked to.
Granted, you did say that what you wanted to do was play GTAV, Minecraft and the like at 60-80 FPS at good graphics settings.The prebuilt will do that, depending on what you define as "good" graphics. And you'll be able to finance the system, unlike if you built it yourself.
However, I would never in good conscience go out and recommend somebody go into debt leasing a system so that they could have less performance for more money sooner, rather than save up for a while and build something objectively better that will last far longer a little bit later. But I digress, it is your descision OP. Happy gaming, and try to save some money for buying the actual games themselves. There's nothing worse than building a shiny new system only to realize that you have no money left to actually play games on it.