The 5VSB converter in ATX PSUs will bleed the main caps within 30 seconds from unplugging. A simple way to know if it is safe to pull a PSU out is to leave it connected to the motherboard until the 5VSB LED goes out, which indicates that primary caps have discharged below the point where the 5VSB supply can operate. This takes 10-30 seconds depending on load on 5VSB and the size of primary caps.
No need to wait for days.