[SOLVED] Choice between (Bre-built + Financing $950) and (Building my own - No Financing $X)

Aug 24, 2020
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Hello, this is my first post, trying to follow the rules 😀

I am used to building PCs (I work at a game console/PC repair shop)
BUT I am struggling with a decision on this build.

Dell offers this PC for $950:
https://www.dell.com/en-us/buy/savedcart/index/4410744?ac=1500c9c6-32af-4f08-947c-caaa2e211e85
and Dell has the option of paying $80 a month, which I need. (and no interest if paid on time, which is nice)

1) Is this a decent deal or could I get alot more out of building a PC of equal quality possibly cheaper?

2) also any build advice on 1) with some upgrade potential would be awesome
A tangible goal that I've set is to have Doom Eternal run at a smooth 60 on a 1080p monitor
Most of the stuff I play ins't extremely intensive so if it can do that, that is fine. the 1660 Super seems like a really solid card for me

3) And if anyone is aware of other tech sites that have a pay per month option on individual parts or large purchases

Don't feel obligated to answer all three, any advise is helpful!
Thank you!
 
Solution
SSD instead of the Dell HDD
More headroom in the PSU

PCPartPicker Part List

CPU: AMD Ryzen 5 3600 3.6 GHz 6-Core Processor ($189.99 @ Best Buy)
Motherboard: Gigabyte B450 AORUS ELITE ATX AM4 Motherboard ($109.99 @ Newegg)
Memory: Corsair Vengeance LPX 16 GB (2 x 8 GB) DDR4-3200 CL16 Memory ($59.99 @ Amazon)
Storage: Crucial MX500 1 TB 2.5" Solid State Drive ($103.49 @ Adorama)
Video Card: Asus GeForce GTX 1660 SUPER 6 GB TUF GAMING OC Video Card ($229.99 @ Best Buy)
Power Supply: Corsair RM (2019) 750 W 80+ Gold Certified Fully Modular ATX Power Supply ($139.99 @ Best Buy)
Operating System: Microsoft Windows 10 Home OEM 64-bit ($108.78 @ Other World Computing)
Wireless Network Adapter: TP-Link TL-WN881ND PCIe x1 802.11a/b/g/n Wi-Fi Adapter ($15.99 @ Amazon)
Total: $958.21
Prices include shipping, taxes, and discounts when available
Generated by PCPartPicker 2020-08-24 17:43 EDT-0400
 
Solution
Thank you for the quick response, USAFRet!

It looks like I can finance through Paypal. So, maybe it wont be an issue after all.

Does anyone know if I should I wait for the next set of cards to come out?
 
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