Hey there,
The first thing I would say is, you're are over thinking this problem.
So, with Ryzen 2nd Gen, the best performance (for gaming) comes from PBO. A manual overclock of the CPU, won't have as high speeds, as PBO.
If there was some reason for wanting an 'all core' overclock such as yours, then you could say that might be better. But for gaming an all core OC is not the best way to get max FPS.
Also, don't be worrying about +12v rail or anything. You are being distracted by numbers, which you do not understand, and mostly don't effect what your problem is (and to be honest you don't really have a problem).
What you are seeing with the voltages on CPU changing is normal for Ryzen CPU's. You don't have anything to worry about.
Your core '0' usage is probably because that's the 'best' core. Ryzen uses an algorithm (like a program) that helps to determine which core is the best, and boosts higher speeds. So this usage might be normal also.
To Overclock your CPU, the best way is through the bios. Ryzen master is okay for trying new overclocks. But to get your OC stable, the best way is through the bios. Your OC may not be stable. If your system is crashing randomly, then that's the reason.
When OC'ing your CPU the most important thing to look for is the temperature of the CPU. What ever speed you are running your CPU at, the temps should not exceed 80c for good 24/7/365 usage. When you stress test your CPU, you should do it with Prime 95 small ffts, so you can push the CPU and cache. By doing this, you know exactly where your temps are, and if your OC is a goo done.