There are ways.
Credits to ShrimpBrime
"Enable PBO everything else on auto. Run Prime95 128k FFT with in-place unticked. (torture test) The SVI2 TFN (v-core) reading in HWInfo 64, what that reads, that is your fitness voltage.
The FIT voltage is your chip's safe voltage. Manually overclock frequency to this only. Going above is when you risk degradation."
That said, I used Prime95 smallFFT for everything.
And then set up a static OC and static CPU voltage, turn off PBO/CO (Curve Optimizer, shouldn't be on by default but just in case I'm mentioning it). You are going to have to test for stability. Prime95 smallFFTs is great for this. If you pass that for a couple minutes, you should be stable.
If you crash or are unstable, lower CPU clock/ratio.
You want to sit at FIT voltage during Prime95 test. Monitor this with HwInfo64 and nothing else. Can't trust other monitoring programs on Ryzen. So you have to set CPU voltage and LLC accordingly. In my case, FIT voltage is 1.275v. This will most likely be different for you so don't copy my settings. In order to get 1.275 during heavy load, my 5600x is set up to run 1.29v in BIOS and LLC 3 on Asus X470. So during light loads it sits at 1.29 but during Prime95 it drops to 1.27-1.275v.
So my procedure was to start at 1.275v in BIOS, LLC 3 and raising CPU voltage til it landed at 1.275 at full load. Initially it would drop to 1.26 (vdroop in action/LLC) or lower in Prime95 so that wasn't enough voltage. Then I increased voltage one step. You do this by pressing plus sign once on Numpad when CPU voltage line is highlighted in BIOS. That was still not enough so I repeated the procedure, plus sign again. Landed at 1.28-something. Still not enough, 1.287v, nope, not enough. 1.293v was it! Each time booting to Windows and running Prime95 smallFFT.
And from previous 'experiments' I knew my CPU could do 4.4 Ghz stable. So that is what I used during dialing in the voltage. Once voltage was set, I tried 4.6 Ghz, crashed, 4.55 Ghz, unstable and landed on 4.5 Ghz all-core.
This setup is cooler for me. PBO ON overwhelmed my 240mm radiator, temps shot up to 95 C instantly. Now I'm sitting around 80 C in Prime95. And I sacrificed zero performance. Actually gained some.